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Equity risk premium

The excess expected return of equities over the risk-free rate.

What it means

The ERP is the additional return investors require to hold stocks instead of risk-free bonds. Implied ERP can be calculated forward-looking; historical ERP looks backward. The forward-looking number is more useful for asset allocation.

Why it matters

ERP is the foundational input to discount rates, capital budgeting and asset allocation models. Most academic estimates are 4-6% long-run; current implied ERP can deviate meaningfully from that.

How to use it

Damodaran publishes monthly implied ERP estimates (free). Use these for valuation work rather than mechanical 5%-forever assumptions.

Take it further

Want a worked example or a deeper dive? Ask Rocky how this concept applies to your specific watchlist or trade idea.

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