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Markets · Narrative··Updated May 11
Part of: S&P 500 Concentration

Goldman, BofA Push Back Rate-Cut Calls Amid Inflation Risk

Goldman Sachs and Bank of America have become the latest Wall Street banks to delay their Fed rate-cut forecasts, citing strong jobs data and rising inflation pressures from the Iran war. Market expectations for near-term cuts are shrinking as CPI arrives Wednesday.

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Key facts

  • Goldman Sachs and BofA delayed first-rate-cut forecasts
  • April CPI due Wed 8:30 ET; consensus expects higher print than expected
  • Oil prices surged on Hormuz closure; broader inflation risks widening
  • China's central bank warned of imported inflation from higher oil prices
  • KKR injected $300M into private credit fund amid rising bad loans

What's happening

A growing cohort of Wall Street banks is pushing back rate-cut expectations. Goldman Sachs and Bank of America both delayed their first-cut forecasts after April's strong jobs numbers and amid inflation concerns triggered by elevated oil prices from the Iran conflict. This marks a significant shift from the dovish consensus of earlier in the year, when rate cuts seemed imminent by June.

The inflation narrative has hardened. Oil prices have surged on the Hormuz closure, hitting the broadest array of imports. Fertilizer prices are soaring, affecting agricultural and food costs globally. Central banks are explicitly warning of imported inflation risks: China's central bank flagged the threat, and India is considering emergency measures including curbs on gold and electronics imports and potential fuel price hikes. The April CPI print, due Wednesday, will capture the full impact of pump-price surges, and consensus expects a 'spicier' number than markets are pricing.

For the Fed, this creates a bind. Inflation is broadening beyond core goods; the supply-side shocks (Iran war, geopolitical fragmentation) cannot be solved by demand destruction alone. The central bank's traditional tools are mismatched to the problem. Meanwhile, equity markets are near all-time highs on AI enthusiasm, and the financial system is fragile: KKR just had to inject $300 million into a private credit fund facing rising bad loans and falling valuations, signaling cracks in alternative credit markets.

Market implications are immediate. Rate-sensitive equities (growth tech, unprofitable names) could face pressure if cuts are delayed; bonds will reprrice higher if inflation sticks. The narrative shift from 'dovish Fed pivot' to 'central banks behind the curve' is now driving trading flow. Watch for the Wednesday CPI print and any Fed official commentary; if inflation surprises to the upside, expect a sharp repricing of 2026 rate expectations and a corresponding equity selloff.

What to watch next

  • 01US CPI data for April: Wed 8:30 ET
  • 02Fed official commentary on inflation: this week
  • 03Market repricing of 2026 rate expectations: post-CPI
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